Insurance plays a vital role in protecting your home and asset when a disaster occurs due to water, fire, or smoke. Unfortunately, your insurer might try to decrease the claim amount or totally deny it.
Having an insurance claim adjuster by your side proves to be utterly useful throughout the settlement process. Here are the three reasons why you should have a public adjuster for your fire damage insurance claim.
Helps with Claim Navigation Process
Seeking fire damage claims is an overwhelming process. Taking help from a professional to make this complicated task simple is the right choice. You might not be familiar with various steps and procedures, and a reliable claim adjuster can help.
· Drafting and filing paperwork
· Gathering evidence & documentation
· Creating an inventory of unharmed items
· Cost estimation for the repairs
· Relocating during repairs
· Hiring repair companies or contractors, etc.
A claim adjuster will protect your rights and ensure you get the desired settlement.
Avoid Getting Cheated
The insurers are there to make money and will try to cut the claim cost as much as possible. They will use numerous tactics to trick you.
For instance, your insurance company might refuse your claim by saying you intentionally started the fire and that your insurance policy doesn’t include that kind of damage.
A good public adjuster will help you avoid getting cheated and make sure you are not taken for a ride and receive the full amount of compensation.
Fight on your Behalf
When a disaster occurs, things get really messy and stressful. A public adjuster can be your representative in resolving any bumps that arise during the process. He/She will also address your legal tasks and procedure, reducing, eliminating all worries.
